Whenever there is a car accident in Florida, there is one party could be 100% at fault. Maybe the other person is not at fault at all, or it could be somewhere in the middle. Maybe both of them are partially at fault. Maybe it is 50/50 or it could be 25% to one, 75% for the other. The term “comparative fault” that you will hear from insurance companies and insurance adjusters and from lawyers, all it means is we are comparing who was at fault and what percentages. There is no exact science to what percentages get assigned. That is just up to your judgment, their judgment and insurance companies are always going to argue that you were more at fault than you probably were because that is just what they do. Just be aware that you don’t have to take their word for anything. You don’t have to agree with an insurance company just because they are an insurance company.